Rhode Island Property & Casualty Insurance Guaranty Association

The Rhode Island Property & Casualty Insurance Guaranty Association ("RIPCIGA") is a non-profit, unincorporated association of all Rhode Island-licensed property and casualty insurers. It was created by the Rhode Island legislature to provide protections to Rhode Island policyholders and claimants in the event an insurance company becomes insolvent. RIPCIGA pays covered claims as authorized by Rhode Island General Laws § 27-34-1, et seq. RIPCIGA is not an insurance company. It does not issue policies or collect premiums. RIPCIGA exists to pay covered claims when an insurer becomes insolvent. All insurance companies licensed to sell property and casualty insurance in Rhode Island are required to be members of the Association and contribute to the fund used for payment of covered claims.

 

State Law

Plan of Operation

State Brochure

Documents

Annual Reports

Annual Report 2017
Size 142.19 KB
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Annual Report 2016
Size 121.31 KB
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Annual Report 2015
Size 268.61 KB
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Annual Report 2014
Size 290.55 KB
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RI Annual Report 2013
Size 455.1 KB
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Annual Report 2012
Size 296.58 KB
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Annual Report 2011
Size 858.17 KB
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Annual Report 2010
Size 195.01 KB
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Annual Report 2009
Size 647.2 KB
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Annual Report 2008
Size 91.34 KB
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Annual Report 2007
Size 61.67 KB
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Assessments

Assessment 2018
Size 83.38 KB
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RI Assessment 2017
Size 76.87 KB
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RI 2016 Assessments
Size 79.11 KB
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Assessment 2015
Size 48.25 KB
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Assessment 2014
Size 7.23 KB
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Assessment 2013
Size 8 KB
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Assessments 2012
Size 7.16 KB
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Assessments 2011
Size 12.47 KB
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Assessments 2010
Size 11.7 KB
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Assessments 2009
Size 11.4 KB
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Assessments 2008
Size 11.49 KB
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Assessments 2007
Size 13.86 KB
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Financials

December 2018 Financials
Size 57.84 KB
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September 2018 Financials
Size 57.68 KB
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June 2018 Financials
Size 41.72 KB
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March 2018 Financials
Size 52.05 KB
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December 2017 Financials
Size 52.25 KB
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December 2016 Financials
Size 53.85 KB
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December 2015 Financials
Size 59.85 KB
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December 2014 Financials
Size 59.72 KB
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December 2013 Financials
Size 38.37 KB
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December 2012 Financials
Size 94.1 KB
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December 2011 Financials
Size 584 KB
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December 2010 Financials
Size 388.5 KB
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December 2009 Financials
Size 380.5 KB
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December 2008 Financials
Size 388 KB
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December 2007 Financials
Size 239.5 KB
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FAQs

What is the Rhode Island Property & Casualty Insurance Guaranty Association (RIPCIGA)?
What is the role of the RIPCIGA?
Where does RIPCIGA get the money to pay the claims?
What kinds of insurance policies are protected by RIPCIGA?
Is there a limit to what RIPCIGA will pay?
What about any premium I've already paid for the policy that is now cancelled before its original expiration period?
Before my company was declared insolvent, it was defending me in a lawsuit brought under my policy. What happens now?